Sec. 14-13-8. Liability insurance requirements.

To obtain an operator’s permit from the city, the operator must demonstrate that it maintains, at its sole expense, liability insurance meeting the following requirements:
(a) Separate commercial automobile liability insurance for each vehicle proposed to be operated within the city pursuant to the operator’s permit, with at least the following limits of liability:
(1) Primary bodily injury with limits of at least one hundred thousand dollars per person and three hundred thousand dollars per occurrence; and primary property damage of at least fifty thousand dollars per occurrence; or
(2) Combined single limits of three hundred thousand dollars per occurrence.
(b) Unless otherwise provided by law, evidence that the operator has procured workers compensation insurance covering all drivers to be employed by the operator;
(c) Required insurance must be issued by companies admitted to do business in California, rated “B+” or better in the most recent edition of Best’s Key Rating Guide, and of a financial category Class VII or better;
(d) The city, its officers, agents, officials, employees and volunteers must be named as additional insureds under the automobile liability policy;
(e) Each policy of required insurance must contain a provision that no termination, cancellation or change of coverage can be made without thirty days’ notice to the city;
(f) The operator must provide certificates of insurance and/or endorsements to the chief of police prior to issuance of a permit. (Ord. No. 1399, § 3 (part).)